As a UK mortgage finder Central Capital Mortgages offer finance for all situations:
Bad credit history, CCJ's, mortgage arrears or adverse credit?
Consolidate existing debt with one of Central Capital remortgages and you could reduce your monthly payments.
Buy to let, first time buyer, right to buy, home improvements?
Let Central Capital Mortgages search for a mortgage or remortgage for you.
Self-employed, retired, self certification, no proof of income?
Whatever your circumstances Central Capital Mortgages will search for a remortgage or mortgage and find the best deal, even if you have been refused credit before.
Adverse Credit?
Central Capital Mortgages can help you consolidate your debt if you have adverse or bad credit. Even if you have been turned down before Central Capital Mortgages will search for a bad credit mortgage that meets your needs. High street banks may not be able to help if you have CCJ's, mortgage arrears or a bad credit history, but Central Capital Mortgages will search over 100 different mortgage lenders to find the best adverse credit mortgage to suit your needs.
Employment problems?
Central Capital Mortgages understand that if you are self employed, retired or looking for a self certification mortgage, you may have experienced problems! Central Capital Mortgages will listen to your situation and find a mortgage to suit your needs.
Remortgaging?
Remortgaging is the sensible way to raise cash - especially with increased house prices. Central Capital Mortgages can help make moving your mortgage and releasing the cash in your home, a simple and uncomplicated process.
The great thing about this is the fact that you can usually still benefit from lower monthly repayments, as low mortgage rates means you can clear other more expensive debts and have cash left over to improve your home.
To apply for a mortgage from Central Capital Mortgages, click here
Buy to Let Mortgage?
The current low interest rates and a high demand for rented property make buying property to let an attractive, and viable proposition, and not just for the professional landlords. In today's property market, more and more private individuals are realising the benefits of buying additional property as a business venture, and you could too! Central Capital can help you with buy to let mortgages even if you have experienced previous credit problems.
First Time Buyers?
Buying your first home can be a scary prospect - especially making sure you've got the right mortgage. Central Capital Mortgages will search over 100 different mortgage plans from leading banks and finance houses and find the lowest rate mortgage available to you that meets your needs.
If your home is built of non-traditional materials you could be refused by traditional high-street lenders. Central Capital understand that a two-up two-down may not always be the case and we want to help you get a mortgage or remortgage that is as individual as your property.
Right to Buy/Buy your council house?
Central Capital Mortgages can help you purchase your council property and make the most of the discount you're entitled to. It's a great way to get on the property ladder and often easier than taking out a much larger mortgage for an open market property.
Build your own home?
Self Builds are becoming more and more popular - and now there's nothing to stop you owning the home of your dreams. So whether you are thinking of building your own home for the first time, or are an experienced self-builder and need to fund your next project, Central Capital Mortgages could help. Make your dream of owning your own home happen. Central Capital has the specialist knowledge to help you build your home even if you think your current financial status stands in the way.
Home improvements?
A home improvement remortgage is a great way to free up the cash built up in your home - and now more and more people are using this cash to add value to their property even further with a new kitchen or bathroom, or even some double glazing.
Central Capital payment protection
Wouldn't it be reassuring to know that if you couldn't make your mortgage repayments, you wouldn't have to go into debt, or risk losing your home. Well with Central Capital payment protection, you can relax.
The optional Payment Protection Plan could make your repayments if you can't, as a result of any of the following:
- Involuntary unemployment
- Hospitalisation
- Accident or sickness
- Disability
To apply for a mortgage from Central Capital Mortgages, click here
Choose to add this single premium policy providing you with valuable cover for the first five years of your mortgage. To make it even more affordable, simply add the premium to your monthly mortgage payment and spread the cost over a period of time.
For added protection, simply add optional Life cover which will repay your mortgage in full if you should die in the first five years of your mortgage; this too is a single premium policy.
My partner and I have a joint mortgage - can we get joint protection?
Yes, Central Capital Mortgages can arrange a joint Payment Protection Plan. Then you will both have the reassurance that if either of you should be faced with redundancy, illness or have an accident, your repayments will be made for you.
What happens if I die?
If the unthinkable happens and you die before your mortgage or remortgage has been fully repaid rest assured that our optional life cover plan could repay the outstanding balance of your mortgage or remortgage for you. Your family will not be left to repay it for you.
How much will it cost?
This will vary depending on how much you borrow.
To help you with your insurance cover, Central Capital Mortgages will normally add the insurance premium to the amount you borrow and spread the cost over the repayment period of your mortgage or remortgage.
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